PT Syarikat Takaful Indonesia |
PT Asuransi Takaful Keluarga |
PT Asuransi Takaful Umum |
|||||||
2008 |
2007
|
2006
|
2008 |
2007
|
2006
|
2008 |
2007
|
2006
|
|
Laporan Laba Rugi (Rp Miliar) |
|||||||||
Kontribusi Bruto |
497.46
|
352,01
|
238,39
|
323.92 |
249,93
|
157,91
|
174.13
|
102,87
|
80,48
|
Kontribusi Retakaful |
100.87
|
62,43
|
43,23
|
30.19 |
41,49
|
24,80
|
70.68
|
20,94
|
18,43
|
Pendapatan Kontribusi |
388.19
|
281,64
|
191.47
|
291.79 |
205,08
|
132,83
|
97.23
|
77,34
|
58,63
|
Klaim Bruto |
154.64
|
147,18
|
101,39
|
110.31 |
107,36
|
67,12
|
44.33
|
39,82
|
34,27
|
Klaim Retakaful |
24.92 |
31,90
|
27,66
|
16.92 |
21,32
|
20,63
|
8.00
|
10,58
|
7,04
|
Kenaikan / (Penurunan) Cadangan Klaim |
14.05 |
34.41
|
27.77
|
12.75 |
28.80
|
29.82
|
1.30
|
5.61
|
(2.05)
|
Beban Klaim |
143.77 |
149.69
|
101.50
|
106.14 |
114.84
|
76.32
|
37.63
|
34,85
|
25,18
|
| Kenaikan Kewajiban Pemegang Polis Takafulink | 24.03 |
62.72 |
19.52 |
24.03 |
62.72 |
- |
-
|
- |
- |
| Penurunan(Kenaikan) Nilai Investasi Takafulink | 98.89 |
(13.43) |
- |
98.89 |
(13.43) |
- |
-
|
- |
- |
Komisi Bersih |
18.36 |
11,52
|
4,48
|
27.06 |
17,54
|
13,35
|
18.36
|
11,52
|
4,48
|
Beban Underwriting |
285.06 |
210.50
|
125,49
|
229.06 |
164.13
|
107,00
|
55.99
|
46,37
|
29,66
|
Underwriting Surplus |
103.13 |
71.13
|
65,97
|
62.73 |
40.95-
|
-
|
41.24
|
30,97
|
28,98
|
Pendapatan Investasi |
23.29 |
31.66
|
26,12
|
19.14 |
28.12
|
24,69
|
5.45
|
4,84
|
3,46
|
| Pendapatan lain-lain | 6.17 |
5.24 |
5.57 |
3.74 |
2.49 |
0.72 |
-
|
- |
- |
Beban Usaha |
113.65 |
100,49
|
88,37
|
48.58 |
50,17
|
43,64
|
40.19
|
34,13
|
34,34
|
Laba Usaha |
18.94 |
7.54
|
9,29
|
9.97 |
3.84
|
5.40
|
6.49
|
1,68
|
(1,90)
|
Pendapatan / (Beban) Diluar Usaha |
0.58 |
0.38
|
1.63
|
3.67 |
2.03
|
0.60
|
1.55
|
3,30
|
3,06
|
Laba / (Rugi) sebelum Zakat, Pajak dan Bagian Minoritas |
18,36 |
7.16
|
7,65
|
13.64 |
5,87
|
6.01
|
8.04
|
3,98
|
1,16
|
Laba / (Rugi) Bersih |
18,23 |
10.56
|
7.77
|
14.06 |
8.80
|
5.87
|
7.80
|
4,31
|
1,28
|
Neraca (Rp Miliar) |
|||||||||
Investasi |
461.52 |
397,21
|
284,82
|
415.59 |
359.42
|
266,20
|
76.05
|
68,16
|
46,34
|
Non-Investasi |
101.37 |
95,53
|
85,68
|
64.43 |
62,64
|
50,50
|
38.42
|
34,11
|
37,20
|
Aktiva Tetap |
22.47 |
24,13
|
27,34
|
17.76 |
18,29
|
19,38
|
4.51
|
5,58
|
6,53
|
Total Aktiva |
585.36 |
516,86
|
397,84
|
497.77 |
440,35
|
336,09
|
118.98
|
107,85
|
90,07
|
Cadangan Teknis |
483.26 |
436.79
|
331,70
|
440.52 |
401.80
|
306.92
|
42.74
|
34,99
|
24,79
|
Kewajiban (diluar Cadangan Teknis) |
41.13 |
26.50
|
25.58
|
23.40 |
12.68
|
14.45
|
18.75 |
13.90
|
12.33
|
Ekuitas |
60.96 |
53.58
|
40.56
|
33.85 |
25.88
|
14.72
|
57.49 |
58,96
|
52,95
|
Jumlah Kewajiban dan Ekuitas |
585.36 |
516,86
|
397,84
|
497.77 |
440.35
|
336,09
|
118.98 |
107,85
|
90,07
|
Rasio Keuangan (%) |
|||||||||
Rasio Investasi terhadap Cadangan Teknis dan Utang Klaim |
95.15 |
90.73
|
85.46
|
94.13 |
89.30
|
86.52
|
174.65 |
192,93
|
181,04
|
Rasio Beban Klaim terhadap Pendapatan Kontribusi |
37.04 |
53,15
|
53,01
|
36.37 |
55,00
|
57,46
|
38.71 |
45,06
|
42,94
|
Rasio Pendapatan Investasi terhadap Rata-rata Investasi |
2.71 |
4.64
|
5.12
|
2.47 |
4.49
|
5.26
|
3.78 |
4.22
|
4.15
|
Rasio Beban Usaha terhadap Pendapatan Kontribusi Bruto |
22.85 |
28,55
|
37,07
|
15.00 |
20,08
|
27,64
|
23.05 |
33,18
|
42,67
|
Rasio Laba Bersih terhadap Total Aktiva |
3.11 |
2.04
|
1.95
|
2.82 |
2.00 |
1,75
|
6.55 |
4,00
|
1,42
|
Rasio Laba Bersih terhadap Ekuitas |
29.91 |
19.71
|
19.15
|
41.53 |
33.99
|
39.84
|
13.56 |
7,32
|
2,42
|
Pertumbuhan Kontribusi Bruto |
41.32 |
47,66
|
21,30
|
29.60 |
58,27
|
28,19
|
69.51 |
27,81
|
9,71
|
Pertumbuhan Laba Bersih |
72.66 |
35.96 |
742.38
|
59.82 |
49.95
|
309.35
|
80.67 |
236.72
|
40.84
|
| Pertumbuhan Total Aktiva | 13.25 |
29.92 |
22.25 |
13.03 |
31.02 |
28.17 |
10.32 |
19.74 |
14.11 |
Lain-lain |
|||||||||
Jumlah Karyawan Tetap |
541 |
551
|
596
|
316 |
329
|
312
|
213 |
211
|
233
|
Jumlah Kantor Cabang dan Perwakilan |
38 |
39
|
39
|
39 |
39
|
39
|
37 |
39
|
39
|
| Rasio Batas Tingkat Solvabilitas (BTS) | n.a |
n.a |
n.a |
120% |
-71
|
-101
|
154 |
191
|
226
|
